As health insurance costs in the double-digit premium increases continue to rise are highest for small businesses that offer group insurance coverage. According to the Commonwealth Fund in New York
Group of health promotion, health insurance costs for small businesses around 18% higher than those of larger companies. It is by undertaking more and more with a choice between two evils: pass on rate hikes, its staff or eliminate the benefit as a whole.
The 5 most important tips will go a long way to go in the direction helps you save money on your health insurance costs.
On old blankets
This is one of the fastest ways to cut costs. You can also cover additional insurance to cover gaps in the key health policy. Accidental and sickness policy, for example, are relatively inexpensive and with a higher deductible health plan can be combined.
With health savings accounts and high deductible plans
By combining the economies of Health Accounts (HSA) and a high deductible health insurance, you may be the cost for small business health insurance, during your breaks, tax officials. HSA accounts are tax free, which can be used for medical expenses, including insurance deductibles to pay. High-deductible health insurance premiums are lower Mauch managed health care plans. The combination of these two plans will save you money while conserving valuable cover for your employees.
Join a Group Health Insurance
If you buy larger quantities, costs of the product. Small group insurance plans cover 20 to 50 employees and over group, the premiums are. If you run a small business with ten or more employees, you can partner with other companies expand your group health insurance and reduce your prices.
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