Sayfalar

4 Eylül 2010 Cumartesi

Deductibles and copays planning

Now that we've covered the "bad" news we can tell you that it is possible to find health insurance at a reasonable price as long as you take some steps that you might not have given a second than in the group plan. First, make an effort to maintain good health. If you maintain your weight or become involved in a program of weight loss, quitting smoking (or do not start if you do not), and eat a healthy diet heavy on fruits and vegetables, you may want to avoid getting sick and can therefore benefit from lower premiums for your insurance.
If you purchase a traditional insurance, you will have a max of pocket and franchises as you did by the insurance group. However, you can control your premium by choosing a higher deductible and higher out of pocket. If you do not see your doctor for a random search, you can save money by paying premiums to "well-care" for yourself and purchase a policy that will only pay if you have a hospitalization due to accident or illness.

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